Regular Share Account
- A member must maintain a $5.00 minimum daily Share balance.
- Share Accounts earn dividends from date-of-deposit to date of withdrawal.
- Only six withdrawals or transfers are allowed per month without a service charge. This includes transfers to other credit unions, automatic transfers, or automatic withdrawals.
- Dividends are compounded quarterly and credited to the account on a quarterly basis.
Christmas and Vacation Clubs, Secondary Savings Accounts
- Dividends are compounded quarterly and are credited to the account quarterly.
- No minimum is required to open either account.
- Christmas Club funds are paid out the first of October each year. You may request the funds stay in the account, transfer to another account, or in a check.
Share Draft Account
- Non-interest bearing account.
- No minimum balance required.
- No monthly service charges and no per check fees.
- Automatic transfer of available funds from share (savings) to share draft account to cover insufficient checks presented daily.
- Overdraft Protection line of credit is available to help guard against returned checks due to insufficient funds.
- Duplicate copies of all checks are on file at the credit union in the event a copy is needed.
Insured Money Market Account
- A minimum balance of $2,500.00 is required to open a Money Market Account.
- No more than three withdrawals per month are allowed on the account.
- Minimum deposits are $250.00 and minimum withdrawals are $500.00.
- The rate is subject to change weekly.
- Dividends are compounded quarterly and credited to the account on a quarterly basis.
Individual Retirement Accounts
- 12 and 18 month certificate of deposits are offered on IRA accounts with a minimum deposit of $1,000.00.
- IRA Accumulation accounts--dividends are compounded and credited to the account on a quarterly basis.
Certificate of Deposit Accounts
- CD accounts available starting at 30 days to 18 months with a minimum deposit of $1,000.00.
Safety and Soundness
All accounts are insured up to $100,000.00 with the exception of Individual Retirement Accounts. These are insured up to $250,000.00. You have the backing of the government with the National Credit Union Share Insurance Fund.
Types of Loans
- NEW SERVICE: Online Mortgages - Click Here!
- New and Used Cars, Trucks, Boats, and Trailers
- New and Used Recreation Vehicles, Motor Homes, and Campers
- New Motorcycles, ATVs, and Jet Skis
- Home Improvement Loans, Home Equity, and Home Equity Line of Credit
- Single Payment Loans, Signature Loans, Vacation Loans, and Christmas Loans
- Co-Maker/Guarantor Loans
- Share and CD Secured Loans
- Visa Credit Cards - Application
Additional Services
- Prepaid Visa Travel Card (replaces paper Travelers Checks)
- Visa Gift Cards
- Free Notary Public Service
- Certified Checks
- Money Orders
- Wire Transfers
- Direct Deposit - Enrollment Form
- Visa Check/Debit/ATM Cards - Application
- U.S. Savings Bonds
- Virtual Branch Online (home banking)
- Online Bill Payment
- Automatic transfer from one credit union account to another to cover checks, loan payments, etc.
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